Is Obamacare repeal over?

Posted by Emily Kubis on Mon, Feb 12, 2018 @ 07:02

Repeal train slows, but what’s next?

Is the GOP giving up on Obamacare? Healthcare stakeholders and political news entities are suggesting as much. Forbes reports “insurer profits rise as Trump waves white flag on Obamacare,” noting the President mentioned Obamacare only once during his State of the Union address.

Politico reported there were no discussions of repeal and replace at a recent House and Senate joint retreat, and BenefitsPro said Republican leaders in the House and the Senate see a lot of risk and little reward in trying repeal again.

While hardly anything is certain when it comes to U.S. healthcare policy, if the GOP does move on to new priorities in 2018, where does that leave brokers and employers?

Here are three things employers should consider.

Read More

Tags: employee benefit adviser, employer digest, health insurance small employers, employers, obamacare, aca, Affordable Care Act, repeal and replace

New Obamacare repeal bill returns power to states, but will it pass?

Posted by Alex Tolbert on Fri, Aug 25, 2017 @ 08:08

Amendment wouldn't necessarily benefit each state equally

After a summer of debating healthcare, Senate Republicans have yet another Obamacare repeal bill to consider—and this one is more conservative and state-oriented than the GOP’s previous attempts.

The new concept, sponsored by Senators Bill Cassidy and Lindsey Graham, would redirect current Obamacare spending to the states, giving each state legislature significant flexibility in how the dollars are spent, so long as it’s on healthcare.

The bill is an amendment to the Senate’s initial repeal bill, the Better Care Reconciliation Act, and it would also repeal the employer and individual mandates, but keep the rule requiring insurers to cover pre-existing conditions. It would cut subsidies and Medicaid expansion and direct the money to the states to use as they see fit.

Cassidy, a physician, says the plan returns power to the states. But the amendment wouldn’t necessarily benefit each state equally. Funding equations would be based on poverty, density and income, and as with any healthcare policy, some consumers would likely benefit from the Cassidy/Graham plan, and others would be worse off.

The amended bill is not expected to be voted on in the near future, but we can anticipate some of the pros and cons of more state control in healthcare.

Read More

Tags: Huffington Post, healthcare costs, health insurance, insurance, Individual health insurance, obamacare, repeal and replace, repeal, health reform, Affordable Care Act

Is Obamacare repeal over? Three possible outcomes

Posted by Alex Tolbert on Fri, Aug 18, 2017 @ 09:08

What consumers might expect 

It has been a dramatic summer for health care policy, and though Senate Republicans’ effort to repeal and replace the Affordable Care Act seem tabled for now, uncertainties still remain.

Consumers will begin signing up for 2018 coverage in just a few months. Meanwhile, the individual market faces challenges, which could end up getting exacerbated or alleviated. While no one can say for sure how the rest of the year will play out, there seem to be three basic scenarios in the cards.

From here, stakeholders could weaken the individual market, strengthen the individual market or put repeal back on the table.

Which one of these is most likely? It’s hard to say, but let’s look at each one at a time.

Read More

Tags: Huffington Post, healthcare costs, health insurance, insurance, Individual health insurance, obamacare, repeal and replace, repeal, health reform, Affordable Care Act

Losing Farm Bureau health coverage? 
What Nashville consumers should know

Posted by Alex Tolbert on Mon, Jul 31, 2017 @ 08:07

Four things to know

If you’re a Nashville consumer who recently received a term letter from Farm Bureau Health Plans, you may be concerned about what to do for health insurance coverage in 2018. The insurer recently announced it would not sell 2018 plans on the Affordable Care Act exchanges, which means current enrollees will have to find new coverage by the year’s end.

Unfortunately, with high levels of uncertainty in both federal healthcare policy and local markets, it isn’t yet clear what consumers can expect to do. There are a lot of questions without answers, which can be frustrating.

But here are a few questions we can answer.

Read More

Tags: healthcare, The Tennessean, Affordable Care Act, aca, health reform, individual digest, individual market, Farm Bureau Health Plans, repeal, repeal and replace

Email Subscription

employer healthcare freedom
employer healthcare freedom