Group benefits for manufacturers

Posted by Emily Kubis on Fri, May 04, 2018 @ 07:05

Manufacturers face challenges in building benefits plans

Do you have the right strategy for your group health plan? Manufacturers face particular challenges when it comes to finding the right approach to building a sustainable benefits package.

Bernard Health has a decade of experience working with manufacturers, and we offer a suite of innovative products and services to help your employees make the best choices when it comes to healthcare.

Here are three areas of need manufacturers face when it comes to benefits. For more, download the free “Benefits Guide for Manufacturers.”

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Tags: health insurance small employers, group benefits, employer digest

Group benefits for construction companies

Posted by Emily Kubis on Fri, Apr 27, 2018 @ 08:04

Construction companies face challenges in building benefits plans

Do you have the right strategy for your group benefits plan? The construction industry faces particular challenges when it comes to finding the right approach to building a sustainable benefits package.

Bernard Health has a decade of experience working with the construction industry, and we offer a suite of innovative products and services to help your employees make the best choices when it comes to healthcare.

Here are three areas of need construction companies face when it comes to benefits. For more, download the free “Benefits Guide for the Construction Industry.”

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Tags: health insurance small employers, group benefits, employer digest

Group benefits for medical practices

Posted by Emily Kubis on Fri, Apr 13, 2018 @ 09:04

Medical practices face challenges in building benefits plans

Do you have the right strategy for your group health plan? Medical practices face particular challenges when it comes to finding the right approach to building a sustainable group benefits package.

Bernard Health has a decade of experience working with medical practices, and we offer a suite of innovative products and services to help your employees make the best choices when it comes to healthcare.

Here are three areas of need medical practices face when it comes to benefits. For more, download the free “Benefits Guide for Medical Practices.”

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Tags: health insurance small employers, group benefits, employer digest

IRS delays 1095-C reporting deadline (again)

Posted by Sarah Weinstein on Wed, Jan 03, 2018 @ 08:01

IRS announces extension for distributing 1095-Cs to employees

The Internal Revenue Service announced this week they were extending the deadline for employers to distribute 1095-Cs and 1095-Bs to employees. Originally, employers had until Jan. 31 to distribute these forms but now have until March 2. 

Similar to last year when deadlines were extended, the announcement stated the extension was a result of "a substantial number of employers, insurers, and other providers of minimum essential coverage need[ing] additional time beyond the January 31, 2018, due date to gather and analyze the information and prepare the 2017 Forms 1095-B and 1095-C to be furnished to individuals." 

While this is good news for employers, there is some fine print to read. The IRS did not change the deadline for filing Forms 1094 and 1095 with the IRS itself. This means employers filing these forms by mail will need to submit by Feb. 28 and those filing electronically (required for employers filing more than 250 forms) by April 2nd. 

However, just because the deadline is extended, doesn't mean reporting should be. Here are a few reasons you (and your clients) should aim to file your 1094-Cs and 1095-Cs in January. 

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Tags: health insurance, employer health benefits, group benefits, healthcare costs, 1095-c, employer digest, ACA-compliant, benefits administration

What you should review after open enrollment

Posted by Emily Kubis on Wed, Dec 20, 2017 @ 07:12

How to determine if you have the right support

Open enrollment can be a stressful time for many organizations, with a lot of moving parts, deadlines, and benefits jargon. When it’s over, most business and HR leaders could be forgiven for wanting to shelve the benefits subject until the next year. But this could be a mistake.

The end of open enrollment is actually the best time to review your broker and benefits strategy. While open enrollment will always include a few glitches, how those issues get resolved is what matters. You should feel supported by your broker, and like you and your employees ended open enrollment understanding your options and satisfied with your elections.

Here are three things to evaluate.

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Tags: health insurance, Online Benefits Administration, employer health benefits, open enrollment, group benefits, healthcare costs, hr software, employer digest, benefits administration, benefits software

Healthcare and Workforce Experts: Reduce Costs With Consumerism

Posted by Emily Kubis on Thu, Aug 24, 2017 @ 09:08

"You have to bridge the communication gap and make this as easy as possible.”

Benefits brokerage Bernard Health hosted its 7th Annual Health Reform Luncheon Wednesday, bringing together a panel of local healthcare and workforce experts to discuss group plan sustainability, healthcare consumerism, and political uncertainty.

The panel, which comprised Nashville Health Care Council president Hayley Hovious, Healthcare Bluebook co-founder and SVP Bill K

ampine, BernieHR leader Rebekah Michel, and Farm Bureau Health Plans chief marketing officer Randy Wilmore, agreed that the state of health reform was likely to remain uncertain for the foreseeable future.

“I don’t know that you’re going to see a lot of movement,” Hovious said. “When I talk to employers, I’m not getting a sense that they think this is going to get worked out. In terms of planning, it’s likely that there will be more people off of the exchanges, which means more people back on your plan.”

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Tags: health insurance, health reform, employer health benefits, group benefits, healthcare costs, employer digest, BernieHR, Health Reform Luncheon, hayley hovious, bill kampine, randy wilmore, rebekah michel, luncheon

Why a benefits platform makes open enrollment easier

Posted by Emily Kubis on Wed, Aug 02, 2017 @ 07:08

Don't settle for dysfunction  

Open enrollment is coming up quickly, and HR departments everywhere are gearing up for another stressful round of paperwork, deadlines, and of course, never-ending employee support.

Traditionally, open enrollment is inefficient. You know the drill, but let’s review how operationally frustrating this time of year can be. First there are the endless forms for employees to fill out. Then the HR team has to scan or fax the forms to the broker for review.

Whoops, the broker found an error, which he send to you, and now it’s back to the employee for corrections.

Then to payroll, where you’ll be using spreadsheets and forms to find the right amount to be deducted from an employee’s paycheck.

Finally, carriers are alerted through a variety of platforms—mail, faxes, email, web forms—you name it.

But of course, that isn’t the end. Next comes the record maintenance. Each and every time there’s a change, you’re back in the middle of the paperwork.

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Tags: health insurance, Online Benefits Administration, employer health benefits, open enrollment, group benefits, healthcare costs, hr software, employer digest, benefits administration, benefits software

Communication biggest open enrollment challenge

Posted by Emily Kubis on Wed, Jul 12, 2017 @ 10:07

Use multiple channels to improve messaging

A new report from Employee Benefits Adviser shows that planning and designing employee communication campaigns lags behind other open enrollment readiness activities.

Through the EBA survey, employers rated themselves on various open enrollment activities, and communication readiness received the lowest score, representing a clear opportunity for improvement. This is on top of the fact that 49 percent of employees say making health insurance decisions is always “very stressful,” according to the Society for Human Resources Management.

Employers can use this opportunity to improve enrollment rates as well as employee satisfaction with the benefits experience. To improve benefits education for your employees, start early and use multiple channels of communication to improve messaging and open enrollment success.

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Tags: health insurance, employer health benefits, open enrollment, group benefits, healthcare costs, employer digest, benefits administration

Bernard Health announces strengthened partnership model with financial advisors

Posted by Ryan McCostlin on Thu, Jul 06, 2017 @ 08:07

Strengthening relationships with financial planners in face of increasingly expensive, complicated healthcare environment

Bernard Health, Nashville-based health insurance advisory firm and developer of BerniePortal and BernieHR, is strengthening its partnership model with financial advisors to help individuals navigate their healthcare options.

“Our firm was built with the mission to be the world's most trusted advisor when it comes to helping people plan for their healthcare,” said Alex Tolbert, founder of Bernard Health. “Through strengthened partnerships with financial planners, we’re furthering that mission at a time when consumers need guidance more than ever before.”

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Tags: health insurance, employer health benefits, group benefits, healthcare costs, employer digest, benefits administration

Facing near-full employment, employers turn to benefits

Posted by Emily Kubis on Fri, Jun 30, 2017 @ 10:06

Using benefits to improve recruitment and retention

A new study from the Society of Human Resource Management found that a third of U.S. employers are planning to increase their benefit offerings, with the main reason being to remain competitive in the talent marketplace. 

With the joblessness rate at a consistent 5 percent, the U.S. is nearing full employment. This is reflected in the fact that more than two-thirds of employers are experiencing recruiting difficulty. 

Employers can utilize a number of strategies to leverage their benefits offerings to improve recruitment rates. From improving the health plan to better address employee needs or implementing career development programs, a robust and personalized benefits package can make your organization more attractive to skilled workers, as well as reduce turnover and promote internal expertise. 

Organizations were mostly likely to increase their overall benefits package, but specifically, wellness initiatives and health-related investments were the segments with the most employer investment.

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Tags: health insurance, employer health benefits, group benefits, healthcare costs, employer digest, benefits administration

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