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    Emily Kubis

    Emily is a member of the BerniePortal marketing team. She writes about benefits, technology, the healthcare industry and more.
    Get ERISA compliant now to avoid fines in 2019
    By Emily Kubis on November 29, 2018

      Employers must furnish notices or face penalties Employers providing group health insurance are required by the Department of Labor to furnish...

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    Should employees take a hardship withdrawal from their 401(k)?
    By Emily Kubis on November 26, 2018

      What HR needs to know about 401(k) hardship withdrawals The IRS has recently proposed expanding 401(k) hardship withdrawals, which means it may...

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    Are your clients maximizing their HSAs?
    By Emily Kubis on November 21, 2018

      Most consumers aren't using HSAs as a retirement vehicle According to a new survey released by Nationwide Retirement Institute, four in ten...

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    Will healthcare undermine your clients’ retirement strategy?
    By Emily Kubis on November 15, 2018

      Affluent Americans are concerned about the impact of healthcare costs on retirement According to a new study published by Nationwide, healthcare...

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    UnitedHealthcare launches new health plan option for Tennessee small employers
    By Emily Kubis on November 13, 2018

      New option for small employers could produce savings UnitedHealthcare announced this fall the launch of a new group health plan option for small...

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    Three surprise healthcare costs that can affect retirement savings
    By Emily Kubis on November 8, 2018

      How to prepare Do your clients have the information they need to effectively plan for healthcare costs in retirement? More and more advisors are...

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    How financial advisors can help clients with open enrollment
    By Emily Kubis on October 31, 2018

      Open enrollment begins Nov. 1 Open enrollment is here! Beginning Nov. 1, consumers can compare and enroll in Affordable Care Act plans via...

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    Family premiums for employer plans top nearly $20,000
    By Emily Kubis on October 17, 2018

      Costs outpace wages, inflation Annual family premiums for employer-sponsored health insurance rose five percent to $19,616 in 2018, according to...

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    How employers can lower group health plan claims
    By Emily Kubis on October 15, 2018

      Three ways to lower claim costs As healthcare prices continue to rise, most employers would like to have more control over their group health...

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    Financial advisors: Do your clients need help with healthcare costs and coverage?
    By Emily Kubis on October 8, 2018

      How to identify clients who need help More and more financial advisors are recognizing that healthcare costs have a material impact on clients’...

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